SFG Capital
ERC Refund Liquidity & Capital Solutions

Your pending ERC refund has value today.

The IRS is slow. Your business shouldn't have to wait. SFG Capital helps businesses access working capital from pending ERC refunds through buyouts, advances, and funding, backed by attorney-affiliated underwriting on every file.

Or call us directly: (925) 532-4858

$300M+recovered for U.S. businesses
60 secto check your fit
$0upfront to start
1Step 1 of 4

Complete the SFG Capital Qualification Check.

A quick check so a specialist can see whether your business is a fit. No documents to start, no upfront cost. Any estimate is preliminary and subject to review.

  • Takes about a minute
  • No documents needed to begin
  • Handled securely, used only for your review

Step 2: if it looks like a fit, a specialist follows up about next steps. Submitting does not guarantee qualification, approval, funding, or recovery.

SFG Capital Qualification Check

Takes about a minute · no documents required

Your information is handled securely and used only for a preliminary review. This is not an application for funding, and submission does not guarantee qualification, approval, funding, or recovery.
Diligence
Attorney-affiliated underwriting & forensic review
No upfront cost
A preliminary check, with no obligation to proceed
Scope
Not a CPA firm, law firm, customs broker, or tax advisor
Always
Subject to review, documentation, and verification
The challenge

Approved on paper. Still out of reach.

A pending refund can tie up the working capital you need right now. The pressure is real, and the way to reach that cash is rarely obvious.

  1. 01

    IRS refund delays

    Pending ERC refunds can sit in IRS processing for months, with little visibility into timing.

  2. 02

    Uncertain timelines

    It is hard to plan around a refund when there is no reliable date for when it will arrive.

  3. 03

    Working-capital pressure

    Payroll, debt, and growth do not wait, even while your capital sits in a pending refund.

  4. 04

    Documentation & review

    Refund and receivables opportunities require careful review and verification before anything moves forward.

  5. 05

    Deadline-sensitive tariffs

    Tariff and import-duty recovery can depend on filing windows that may be time-sensitive.

What SFG does

Four ways to put your pending ERC refund to work sooner.

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How it works

A specialist-led path, from first detail to follow-up.

Every step is preliminary and built around review and verification. You decide whether to continue at any point.

  1. 01
    Step 01 · Start the qualification check

    Tell us what you want reviewed.

    Share basic information about the refund, receivable, or tariff recovery opportunity you want reviewed. No documents required to begin, and no upfront cost.

  2. 02
    Step 02 · Specialist review

    SFG reviews the submitted details.

    A specialist reviews what you share and decides whether it may be a fit for a closer look, backed by attorney-affiliated underwriting and forensic review.

  3. 03
    Step 03 · Verify available information

    Documentation and status are verified.

    Available documentation and status details are reviewed and verified before any possible option is discussed, so the conversation is grounded in real diligence.

  4. 04
    Step 04 · Discuss next steps

    A specialist follows up with you.

    If there may be a fit, a specialist follows up to discuss next steps. Submission does not guarantee qualification, approval, funding, or recovery.

Eligibility

An honest look before you spend any time.

Eligibility is specific to each option and always confirmed during review. The qualification check is the fastest way to see what applies to you.

Who may be a fit

  • Businesses with a pending ERC claim
  • Businesses with refund-related receivables
  • Claims or receivables that can be reviewed, verified, and potentially purchased or funded

What may fall outside review

  • Claims that cannot be documented or verified
  • Claims already denied without a viable path forward
  • Situations outside our funding or buyout criteria
Before you start

The refund readiness checklist.

A plain-English guide to the documents and details that help your refund move through review faster. Free, no obligation.

Get the checklist
Refund readinessChecklist
  • Claim or entry documentation located
  • Filing status and dates confirmed
  • Payroll or import records available
  • Prior correspondence on hand
The team

Every file has a specialist. Every ERC review has a CPA.

The biggest risk in ERC funding is an audit after you have already been paid. SFG includes CPA-affiliated audit defense on every ERC review so you are covered if the IRS comes back.

Santino Battaglieri

Santino Battaglieri

ERC Lead & Main Contact

Runs ERC buyouts, advances, and funding on pending refunds. Your main contact from the first call through funding.

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FAQ

Straight answers before you commit.

Plain, preliminary answers about how SFG works. Anything case-specific is confirmed during specialist review.

Ask a specialist

We help businesses get liquidity from pending ERC refunds through buyouts, advances, and funding, and we help importers review whether they may be able to recover tariff overpayments. SFG Capital is not a CPA firm, law firm, customs broker, or tax advisor.

Start with a preliminary review.

A quick qualification check. No documents to begin, no upfront cost, no obligation.

SFG Capital is not a CPA firm, law firm, customs broker, or tax advisor and does not provide tax, legal, accounting, or customs advice. Businesses should consult their own tax, legal, accounting, customs, or trade advisors regarding ERC eligibility, tariff refund eligibility, filings, amendments, claims, and compliance. Funding, advance, buyout, or refund-related options are subject to review, documentation, approval, and final terms. Any refund estimate is preliminary and subject to review.